body  { background-color: white; margin: 0px; padding: 0px }
p  { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
td  { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.text { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; line-height: 20px; }
.subhead   { color: #6c1900; font-size: 18px; font-family: "Times New Roman", Times, serif; font-style: italic; font-weight: bold }
.subhead2 { color: #816700; font-weight: bold; font-size: 14px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.timesitalic { color: black; font-size: 14px; font-family: "Times New Roman", Times, Georgia, serif; font-style: italic }
.timesitalic2 { color:#304a6a; font-size: 15px; font-family: "Times New Roman", Times, Georgia, serif; font-style: italic }
.timesitalic3 { color: black; font-size: 13px; font-family: "Times New Roman", Times, Georgia, serif; font-style: italic }
.head  { color: #402600; font-weight: bold; font-size: 20px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.larger  { font-weight: bold; font-size: 15px }
.footer  { font-size: 11px }
.small { font-size: 10px; }
.blurb  { color: #6c1900; font-style: italic; font-size: 14px; font-family: "Times New Roman", Georgia, Times }
a:link   { color: #6c1900; text-decoration: none }
a:visited   { color: #6c1900; text-decoration: none }
a:hover   { color: #816700; text-decoration: underline }
a:active   { color: #816700; text-decoration: underline }
.upper { text-transform: uppercase; font-weight : bold; }